ECO LOANS
Eco

Eligible clients

private clients, salary receivers/pensioners with a ProCredit account

Purpose

investments in renovations or home improvements (e.g. a current flat, house or other residence) involving energy efficiency measurements 

Amount

MKD 30,000 up to MKD 600,000

EUR 10,000 up to EUR 50,000 

Currency

MKD / EUR

Term

up to 96 month for МКD and up to 180 month for ЕUR

Minimum period in current employment

6 months

Grace period

none

Minimum contribution of client's own funds

none

Instalment payment options

monthly payments

Annual fixed interest rates

6% for МКD fixed for the first year, after that 3.5% + T-bills but not less than 6.95% (rate of total costs 6.47%)

 

6% for ЕUR fixed for the first three years, after that 5.5% + 6 month EURIBOR  but not less than 6.95% (rate of total costs 6.38%)

Collateral

bill of exchange, guarantor, legal right to debit the client’s account, movables, real estate 

Required documents

applicant’s ID card, passport or other valid form of identification

THE INTEREST RATE ALSO DEPENDS ON OTHER FACTORS, SUCH AS THE LOAN AMOUNT, THE TERM AND THE TYPE OF COLLATERAL OFFERED

Example

Purpose of the loan

Roof insulation

Amount

MKD 300,000

Currency

MKD

Instalment period

72 months

Annual interest rate

6% for МКD fixed for the first year, after that 3.5% + T-bills but not less than 6.95%

Monthly rate (capital raised and interest rate)

MKD 4.972 for the first year, after that MKD 5.086

Example

Purpose of the loan

investment in insulation/heating systems/solar panels

Amount

EUR 10,000

Currency

EUR

Instalment period

84 months

Annual interest rate

6% for ЕUR fixed for the first three years, after that 5.5% + 6 month EURIBOR  but not less than 6.95%

Monthly rate (capital raised and interest rate)

EUR 146 for the first three years, after that EUR 149

 

Loan Calculator


The calculated values ​​are for information only and not binding on the ProCredit Bank. For official calculations please contact the nearest branch of ProCredit Bank.
 
 
15.12.2017
  • EUR 61.35 61.4950 61.80
  • USD 0 51.9164 0
  • CHF 0 52.6228 0
  • GBP 0 69.7539 0