PRIVATE CLIENTS

Eligible clients

private clients, salary receivers/pensioners with a ProCredit account

Purpose

reconstruction, renovation or adaptation of your house or apartment

Amount

up to 600,000 MKD

from 10,000 up to 50,000 EUR

Currency

MKD / EUR

Term

up to 96 months for MKD

up to 180 months for EUR

Minimum period in current employment

6 months

Grace period

none

Minimum contribution of client's own funds

none

Instalment payment options

monthly payments

Annual fixed interest rates

for MKD: 6% fixed for the first year, after that 3,5% + Т-bils, but not lower than 6.95%

for EUR: 6% fixed for the first three years, after that 5,5% + 6 month EURIBOR but not lower than 6,95% 

Collateral

legal right to debit the client’s account if necessary; bill of exchange

Required documents

applicant’s ID card, passport or other valid form of identification

THE INTEREST RATE ALSO DEPENDS ON OTHER FACTORS, SUCH AS THE LOAN AMOUNT, THE TERM AND THE TYPE OF COLLATERAL OFFERED

Example

Purpose of the loan

Reconstruction, renovation or adaptation of your house or apartment

Amount

EUR 20,000

Currency

EUR

Instalment period

84 months

Annual interest rate

6%

Monthly rate (capital raised and interest rate)

EUR 292

 
22.07.2017
  • EUR 61.35 61.5242 61.80
  • USD 0 53.8468 0
  • CHF 0 55.6730 0
  • GBP 0 68.6577 0